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Write a check amount in words

See how to write the amount on a US check, a UK cheque or an Indian cheque in words, with the cents, the closing line and a printable preview, in your browser.

Cheque

Read as 1,234.56

In words

One thousand two hundred thirty-four and 56/100 dollars

How it looks on the cheque

Practice layout — not a chequeDate 
Pay to the order of $1,234.56
One thousand two hundred thirty-four and 56/100Dollars
MemoSignature
Prints the preview only, at the usual cheque size for this country.
Runs in your browser · no uploadHow it works

How to use Check writing

  1. 1

    Pick the country

    Choose a US check, a UK cheque or an Indian cheque; each uses its own wording and number grouping.

  2. 2

    Type the amount

    Enter the amount with its cents, pence or paise, such as 1234.56; anything beyond two decimals is rounded and flagged.

  3. 3

    Copy the words onto the line

    Start at the far left, write the words exactly as shown, then draw a line through the space left, as in the preview.

  4. 4

    Fill in the box and check

    Write the figures in the amount box, add the date, payee and signature, and compare words and figures before you hand the cheque over.

Limits and Pro

Free with no limits: amounts up to 999 quintillion, rounded to the cent; preview and print for US, UK and Indian cheques.

Pro removes the ads; nothing here is limited. See Pro

About Check writing

The line for the amount in words is the part of a check people hesitate over. The habits differ by country, and the bank goes by the words, not the figures, if the two disagree.

In the United States the dollars are written in words and the cents as a fraction over one hundred, then a line is drawn to the word "Dollars" printed at the end: "One thousand two hundred thirty-four and 56/100". No "and" goes between the hundreds and the tens; the only "and" separates dollars from cents. A UK cheque writes the pounds the British way, with "and" after the hundreds, the pence in words or as 56p, and finishes with "only". An Indian cheque counts in lakh and crore, puts the words after the printed "Rupees", capitalises every word and ends with "Only": "One Lakh Twenty-Three Thousand Four Hundred Fifty-Six and Seventy-Eight Paise Only".

Pick the country, type the amount and the page writes the line, the figures for the box (with Indian grouping such as 1,23,456.78 where it applies) and a preview of the cheque with the words, the closing rule and the amount box in place. You can add the payee and the date to see the whole thing and print the preview as a practice sheet at the usual cheque size.

The preview is a layout guide, not a cheque: write the real one by hand in ink, and never print on blank cheque paper.

Privacy

Everything happens in this browser tab: the amount, payee and date you type are used only to draw the preview and are never uploaded or stored. Only the country and your format and letter-case choices are remembered in local storage, so the page opens on the same cheque next time.

Check writing: frequently asked questions

How do I write cents on a check?
Write the dollars in words, then “and”, then the cents as a fraction over 100: $1,234.56 becomes “One thousand two hundred thirty-four and 56/100”. For a round amount write “and 00/100” so nothing can be squeezed in. Some banks, Chase for example, also accept the cents in words, “fifty-six cents”, which the other format on this page writes for you.
What if the words and the figures on my cheque don't match?
The bank pays the amount in words, or returns the cheque. The US Uniform Commercial Code (§ 3-114) says words prevail over numbers, and India's Negotiable Instruments Act (section 18) says the same. A mismatch can still get a cheque rejected by automated clearing, so write a fresh one rather than correcting the old.
Why do UK and Indian cheques end with “only”?
“Only” closes the amount so that nobody can add “and fifty pence” or another word after it. It is customary on UK and Indian cheques and many banks ask for it, together with a line drawn through any space left. US checks do the same job with the line running up to the printed word “Dollars”, so “only” is optional there.
How do I write lakh and crore on an Indian cheque?
Group the figures in the Indian way, 1,23,45,678, and read each group: one crore, twenty-three lakh, forty-five thousand, six hundred seventy-eight. Indian banks expect every word capitalised and the paise after “and”: “One Crore Twenty-Three Lakh Forty-Five Thousand Six Hundred Seventy-Eight Only”. Hyphens between tens and units can be turned off.
Can I print a cheque with this page?
You can print the preview as a practice sheet to see where each part goes, at roughly the real size of a US, UK or Indian cheque. It is not a cheque and has no bank details, so it cannot be paid. Fill in your real cheque by hand with a pen, copying the words from the screen.

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